GENERAL QUESTIONS ABOUT BMW FINANCE.

Offers from BMW Financial Services.

Which financial products does BMW offer you? What is the difference between leasing, loans, and BMW Select? And which is the right model for me? Here you will find all of the most important basic information.

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  • Lease, loan or Select – what are the main differences?
  • What are the advantages of financing my vehicle through BMW Financial Services?
  • Is leasing worthwhile for private individuals as well as companies?
  • Why do I have to undergo a credit check?
  • Wouldn’t I be better advised to take out a loan from my own bank and then go to BMW as a cash buyer?
  • What do the monthly instalments actually depend on?
  • Isn’t a lease prepayment money thrown away?
  • As a BMW Select or lease customer, what are the options open to me at the end of the agreement?
  • What exactly is the difference between BMW Select and a BMW target instalment loan?
  • What are the factors influencing the calculated residual value when leasing?
  • A contract is a contract – will my hands be tied until it comes to an end, or can I terminate my loan or lease contract earlier?
  • What kind of security does residual debt insurance provide me with?
  • What contract terms are available for loans and leasing, and can I use these methods to finance used vehicles?
  • What is the effective annual interest rate made up of when financing through BMW Financial Services?
  • How do I organise a finance or leasing contract at my dealership? Which personal documents do I need, and what are the conditions?
  • When will the monthly payments be deducted from my account?
  • What happens if my bank rejects a direct debit request?
  • My bank details have changed. How can I tell you about my new details?
  • The mileage agreed on in my contract is too low. How can I adjust it?
  • My personal details have changed. How and where can I tell you about them?
  • What happens at the end of my leasing or finance agreement?
  • What does “contractually agreed vehicle condition” mean when it comes to returning the vehicle at the end of a Select loan or Select leasing agreement?
  • What happens if my vehicle is not in the contractually agreed condition?
  • Are there any additional services available with my lease or loan agreement?
  • What are the additional services available with my lease or loan agreement?
  • What additional BMW insurance products can I add to my lease or loan agreement?
  • What are the benefits of BMW residual debt insurance, and what does it cover?
  • What are the advantages of BMW vehicle insurance? What services does this package include?